The Covid pandemic had exacerbated an ongoing issue at work for our client – he was being bullied by the head of the department at the school he taught in. And despite having a passion for the subject, he’d lost the spark for his job, and simply didn’t want to do it anymore.

He and his partner had always believed he would work until age 60 – it was simply the plan they had, and they were sticking to it. This was until they contacted their Financial Planner, Jamie, for a sense-check on their strategy.

After a reassessment of their pensions and broader finances, along with some detailed cash flow modelling, Jamie was able to demonstrate that they could actually afford to retire now, and showed them how this would work in practice, step by step.

Having never considered it possible before, the realisation was stark and emotional. It brought our client to tears, and by the end of the next week he had handed in his notice.

In the meantime, Jamie put in place a clear retirement income plan to replace his salary and ensure the transition into retirement was as smooth as could be financially.

“It’s a case that clearly demonstrates the value of financial planning – especially when coming up to retirement. It’s so difficult to really understand what you’ve got, how long that could last, and what your retirement could look like, that most of us either play it far too safe, or get reckless in our ignorance.

Our financial planning service not only crunches the numbers – it also utilises technology to help you truly visualise your retirement options so you can make a truly informed decision about your future.”

– Jamie Flook CFP